One of the pain points with cryptocurrencies is how they can be used for illicit dealings. Not unique but a real challenge, the idea of Central Bank Digital Currency  (CBDC) is to remedy this by having a digital currency issued and supervised by a central bank. While this flies in the face of one of the more popular cryptocurrency features, decentralisation, it's something many agree is needed moving forward.

If you haven't heard of decentralized finance yet, you've been missing out on some of the biggest opportunities. Here we'll explore its challenges, benefits,...